Rapid development of digital technologies in recent years has shown its great potential for Africa topromote job creation, improve delivery of public services, and enhance individual welfare. For instance,it is estimated that e-commerce platforms, such as Jumia, could create about three million new jobs inAfrica by 2025. 1 Mobile money, exemplified by the global household name—M-Pesa, contributes topoverty reduction in many African countries.2 The COVID-19 global pandemic led to an accele
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